In my various Medical past have long ranted, raged, rioted, and railed against the current American Medical Capitalist Shit Show singling out Doctors as the biggest offenders.
I was wrong. I admit it. I was wrong.
The Biggest offender in the Medical Game is actually HOSPITALS.
It comes down to the Lesser of 2 evils. The System or Cycle of Abuse’s structure remains the same. That is BOTH Doctors and Hospitals exploit the Health Insurance companies. While they do this their all thinking:
“Well it doesn’t hurt anyone and these are Billion Dollar Corporation’s Cash we’re taking.”
What the Doctor’s and Hospitals forgot that in return for their financial exploitation the Insurance Companies turned right around and took it out on the Customers.
The Insurance Companies:
They Raised Deductibles.
They Raised Their Rates of Service.
They flat out Denied People Coverage period.
They tried to fuck people over with bullshit like Pre Existing Conditions.
WORST of all the Health Insurance Companies started denying more and more and more claims leaving their customers high and dry.
The Hospitals started to Monetize EVERY FUCKING THING.
A Prime Example of this is: The average cost of a Hospital room is $1,000 to $1,200 a Day. Thats just for the room. It doesn’t include any and all actual Medical Care such as Blood Work, Meals, Medicines, Diagnostic Tests, Surgeries etc. Its LITERALLY FOR JUST BEING THERE.
That Makes Hospitals the World’s most Expensive and yet at the same time Totally Fucking Shitty Hotel.
Another example of Hospitals gross greed is my Medical Bill from my Hospital was 6 Fucking Figures, and even before I was discharged I had 2 fucking Women from the Billing Department in my room demanding to know how the Hospital was getting paid, and if we could come up with $15,ooo deposit by the end of the day (they showed up at 4:30 on a fucking Friday so talk about last fucking minute.) being the Money Hungry Whores.
The Hospital fucked up my admission paper work, and didn’t check off that I had Insurance. I can’t actually blame them I was a fucking horror show by the time I arrived at the Hospital. Not to mention They showed up at 4:30 on a fucking Friday the stupid twats so talk about last fucking minute.
Just My shitty luck I had the pleasure of have yet a second fucking surgery this year (FUCK 2018!) and had a very unusual new experience.
This is how it all went down. The Hospital told me on the day I scheduled the Procedure that as part of Their customer service I would receive a phone call from them. The point of the phone call I was initially told was to expedite the tedious admission process (this was ironically to help ease the patients possible stress/fear/anxiety about the upcoming Surgery.
I received the aforementioned pre admission check in phone call at 9:00 am THE DAY BEFORE THE PROCEDURE. (you’ll see why thats key as well as I said ironic here in a minute)
The pleasant Woman on the phone introduced herself and we started the process as it were. She asked me My Name, Address, and if I had Insurance. That was it.
Usually they also ask shit like “Are you Allergic to any Medications?” and “Do You Take Any Medication Currently?”, “IS there a history of some particular disease (like cancer or diabetes etc.) run in your family”, “Have you been Hospitalized in the last 5 years?” and all that pertinent medical shit.
Right then I had a feeling things were about to get real fucked up and fast. This obviously was some sort of fucking ruse. This wasn’t some sort of Curtesy this was a New Beast all together.
The Woman told me (that the Hospital) had already whipped up an approximate bill, and that the cost would be $28,029.63 which seems pretty fucking on point for a fucking estimate. She then immediately wanted to know how I planned to pay.
As soon as I said that yes I did in fact have Insurance that when things became blatantly obvious. She then asked What Company and then asked for My Policy Number.
After that She asked Me to please hold on a second. Apparently the Hospital has some fucking Software or fucking Alga Rhythm that She ran the Estimated Bill to hypothetical see how much My Insurance would approximately cover.
She then informed me I had “Out of Pocket Expenses” to the tune of $2,500, and could I possibly pay it in full right then and there. I was quite pissed off.
I told this Woman that I scheduled the Procedure 6 goddamn weeks ago, and they decide to call me the DAY BEFORE THE SURGERY, and harass the the holy hell out of me for as much money as fucking humanly possible. Surprisingly the Woman acted the Bitch and din’t even acknowledge my previous statement.
I told her I wasn’t going to give them a fucking dime, and I did’t appreciate the greedy bastards demanding money BEFORE DOING A DAMN THING. I informed her I was going to contact My insurance company as soon as I hung up with her which I promptly did.
I called My Insurance Company and explained what the hell had just happened. I told the Customer Representative I was confused. She told me she had never heard of such a phone call before (and she has been working in the Health Insurance Field for 26 fucking years)
She went on to explain that the Hospital can’t bill me for shit since they hadn’t submitted an itemized bill to them. I reminded her that the Woman I spoke with acted like if I busted out My Credit Card she would have gladly taken the payment on the spot. To which the Insurance Lady said that it sounded like they calculated what I might owe due to Out of Pocket Expenses. Which Ironically I was informed was $1,300 which is $1,200 LESS THAN THE HOSPITAL WOMAN TRIED TO BILL ME FORM/COLLECT.
I then inquired to what the fuck Out of Pocket expenses were since I was a customer of theirs and had met My Deductible many, many months ago. I was then educated a bit more in the corrupt World of Health Insurance Companies.
Even though I had indeed met My normal deductible the Insurance Company had My Second Surgery categorized in such a way that I had this “Out of Pocket” bullshit or in reality it was a second and separate Deductible. Health Insurance Companies are a fucking Scam run by Greedy fucking Big Businesses that are People for Profit.
So in conclusion in spite of their Sunny Advertisements or in Hospital Poster Propaganda (with Happy Babies, Smiling Senior Citizens, Confident Doctors and al the usual Hospital hype) absolutely and totally
DON’T GIVE A FLYING FUCK ABOUT PATIENTS. They are SOLEY FOR PROFIT BIG BUSINESSES.
When It Comes to Modern Medicine its simple PAY OR SUFFER/DIE.
Thanks for Reading, 
By Les Sober